January 15 – Scripture of the Day

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Remember the saying, “save for a rainy day?”   Well in today’s scripture, we would more accurately say “save for a drought.”

The scripture for today is Genesis 41:34-36 which says: 34 Then Pharaoh should appoint supervisors over the land and let them collect one-fifth of all the crops during the seven good years. 35 Have them gather all the food produced in the good years that are just ahead and bring it to Pharaoh’s storehouses. Store it away, and guard it so there will be food in the cities. 36 That way there will be enough to eat when the seven years of famine come to the land of Egypt. Otherwise this famine will destroy the land.

After being sold into slavery and ending up in Egypt, Joseph found favor with Pharaoh and was not only released from prison, but made governor over the whole of Egypt.

God had told Joseph that there was going to be 7 years of bountiful crops, followed by 7 years of horrible drought. Knowing this, Joseph put a plan into place to save some of the harvest from each of the 7 good years, so there would be food to sustain the people during the 7 year drought.

Saving for a rainy day.

This is wise advice. We all know that unexpected things happen in life; accidents, costly repairs or otherwise.

If we are wise, we will have “saved for a rainy day” and have money put aside to pay for these times.

But astonishingly, even though we all realize these things happen, very few Americans have enough savings to cover these common incidents.

In fact, According to CNN, 76% of Americans live paycheck to paycheck, meaning they have little or no savings to fall back on in case of an emergency, such as a job loss.

That’s a recipe for disaster.

Financial expert Dave Ramsey recommends an emergency fund of 3-6 months of expenses, just for such emergencies.

That’s wise advice…that we also see in scripture.

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Today’s reading: Genesis 40:1-23; 35:28-29; 41:1-57
Tomorrow’s reading: Genesis 42:1-45:15

Buy More Stuff?

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That season is upon us.  Yup, THAT season.  And I’m not talking about the Christmas season where Christians celebrate the birth of Jesus.

I’m talking about the Black Friday season.  The go-to-the-mall-and-buy-more-tons-of-crap-we-don’t-need-season.

We live in a culture where we are CONSTANTLY bombarded with advertisements, all meant to convince us to by more stuff.  And it works.  ALL.  THE.  TIME.

And buried in those really clever and often entertaining ads, is the message that if we just buy this particular product, life will be better.  We’ll be happy.

Problem is, it’s been going on our entire lives, and we’re no more happy than we were before we bought most of the crap we already have.

If we are dependent on stuff to make us happy we will continue to be caught in a viscous, never-ending cycle of buying the newest, latest-and-greatest, whatever it is.

It doesn’t work.  It just doesn’t work.

And deep down, when we really think about it, when we critically analyze it, we know its true.

All we have to do is look in our closets, our attics, our basements, our drawers, and our storage units.  There’s all that STUFF and we’re still not happy.

Heck, I bet you even forgot about much of the stuff you already have!

Truth is, stuff can’t ever make us happy.  Because if it did, we’d already be happier than we can imagine.

So if more stuff can’t make us happy, what can?

 

Scripture link:  Ecclesiastes 5:10 (Amazing, huh?  Yea, its in the Bible!)
Photo credit:  Pixabay.com

 

 

Money Doesn’t Have to = Stress

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One of the biggest causes of stress in our lives is money.  For those who are married, the single biggest reason for divorce is fights over money.

For all the wonderful things we can do with money, it also can cause us many problems.

According to CNN, 76% of Americans live paycheck to paycheck, meaning they have little or no savings to fall back on in case of an emergency, such as a job loss. (1)

Talk about a recipe for stress!

The single best thing we can do to avoid these situations is SPEND LESS than we make.  By doing so, we are able to save for those times when emergencies arise.

And the only way to save for retirement, for college for our children, or for anything else, is to SPEND LESS than we make.  It sounds simple, and it is.  But 76% of Americans don’t.

Want to take some serious stress out of your life?  Put yourself on a path to SPEND LESS than you make.  Trust me, you’ll be glad you did.

For some really great resources on money and our lives, I strongly encourage you to visit www.DaveRamsey.com.

Scripture Link:  Proverbs 22:7
Photo credit:  Pixabay.com

(1) http://money.cnn.com/2013/06/24/pf/emergency-savings/